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Every peso, accounted for.

Your bank, e-wallets, cards and cash in one calm place — every peso recorded once, and every change explained.

  • No bank login
  • Your data is never sold
  • Export or delete any time
DashboardSample

Your position

₱271,885.55

Across 3 accounts · BPI Visa kept beside it

Today

₱402.00

spent

StarbucksGrab

Coming up

₱6,581.60

before payday

PLDT HomeMeralco
Accent
Fictional sample. Brands are examples; no affiliation is implied.

01The ledger

One record. Every page agrees.

Most apps keep a list you have to keep in sync. Veyra keeps a ledger: pay a bill once and your account, the bill, your forecast and your dashboard all update from that one record.

MeralcoPay Meralco₱4,682.60From BDO Savings · due in 4 days
  1. BDOAccountsBDO Savings₱248,620.35
  2. MeralcoBillsMeralcoDue in 4 days
  3. ForecastBefore payday₱6,581.60
  4. DashboardYour position₱271,885.55

Press Pay: one record, four pages.

Recorded once
Tap twice or lose signal mid-save — it’s still one record, never two.
Undone, never erased
Void a mistake and the balance goes back. The record stays in your history, marked.
Paid means paid
A bill is paid because a payment exists. Undo the payment and it’s due again.
Checks its own math
Veyra re-adds every balance from its records, and tells you when it last checked.

02Counted right

Not every peso that moves is a peso spent.

Money moves between your accounts, pays down a card, or covers a friend for a while. Because the ledger records what actually happened, your spending is only ever yours.

Top up GCash

Money moved between two of your own accounts. Nothing was bought.

BDOBDO SavingsGCashGCash
₱5,000.00

Counted as spending₱0.00

Buy on card, then pay the card

The groceries count once, when you buy them. Paying the card moves money — it isn’t spending twice.

  • SM MarketsSM MarketsGroceries · BPI Visa-₱4,146.75Counted
  • BPIPay BPI VisaFrom BDO Savings₱38,236.40Not spending

Counted as spending₱4,146.75

Dinner for two, split

You paid the whole bill. A friend owes you half — and only your half is spending.

  • Din Tai FungDin Tai FungFood & dining · BPI Visa-₱3,860.00
  • A friend owes youHalf the bill, until settled₱1,930.00

Counted as spending₱1,930.00

Figures follow Veyra’s own rule for what counts as spending. Your records still need to match your statements — Veyra doesn’t reconcile with your bank automatically. Why the difference matters

03Every day

Four answers, before you think to ask.

Where you stand, what changed, what’s next and what needs attention — the four questions Veyra is built around. The phone runs the app’s own screens: tap around.

Sample data. Tap a question, a tab or a row — nothing you do here is saved.

Sample workspace

Dashboard

Your position

₱271,885.55

Across 3 accounts · BPI Visa kept beside it

Accounts

  • BDO

    BDO Savings

    Available

    ₱248,620.35
  • GCash

    GCash

    Available

    ₱18,415.20
  • Cash

    Available

    ₱4,850.00
  • BPI

    BPI Visa

    Owed · kept beside it

    ₱38,236.40

04Ask Veyra

Just say what happened.

Logging money shouldn’t feel like filling in a form. Type it, say it in any language, or snap the receipt — Veyra drafts the record as a card you check, and nothing is saved until you confirm.

Type it or speak it, the way you’d tell a friend.

Ask VeyraScripted preview

Earlier today

  • Logged to BPI Visa.
  • Paid from BDO Savings. Marked paid on Bills.

What happened today? Tell me, or send a photo of the receipt.

05Getting started

Set it up once. Then just tell it what happened.

A few minutes to add your accounts. After that, a sentence or a photo is all a purchase takes.

  1. 01

    Add where your money sits.

    Your bank, e-wallets, cash and cards, with the balance you see today. There’s no bank login to hand over.

    • BDOBDO Savings₱248,620.35
    • GCashGCash₱18,415.20
    • Cash₱4,850.00
    • BPIBPI Visa₱38,236.40
  2. 02

    Tell Veyra what happened.

    Say it, snap the receipt or type it. Veyra drafts the record, and nothing is saved until you confirm.

    Grab 187 to the office, GCash

    GrabGrabGetting around-₱187.00

    Confirmed · logged to GCash

  3. 03

    Know where you stand.

    Your position, what changed and what’s coming — every figure traced to the records behind it.

    Where you stand
    ₱271,885.55
    Spent today
    ₱402.00
    Before payday
    ₱6,581.60
    Needs a look
    Food & dining 84%

06Everything together

One place for everything your money touches.

Twelve parts and one ledger underneath: when a peso moves, every page that shows it moves with it.

Accounts & cards
Banks, e-wallets, cash and credit — with available credit and statement dates.
Transactions
Every movement in one ledger, and where it happened if you allow it.
Bills
Bills, card statements and loan installments in one list, by due date.
Budgets
Limits that fill from what you actually spend.
Goals & forecast
Ninety days ahead, with your lowest point named.
What if
See what a purchase or a loan would do before you commit to it.
Loans
Principal, interest and what’s left, kept apart.
People
Who owes whom, split and settled — even with a friend on Veyra.
Income
Paydays on schedule, even when you’re paid in another currency.
Money Health
A score that shows its evidence, and what to fix first.
Ledger check
Veyra checks its balances against its own records, and says when it last did.
Position over time
Where you stood, day by day, from a snapshot taken each day.

07Private by design

Your money’s story stays yours.

Veyra holds the most private numbers you have. It holds them for you, and no one else.

No bank login
Veyra doesn’t connect to your bank. You tell it what happened — typed, said or snapped.
Not for sale
We don’t sell your data, and your financial records are never used for advertising.
Photos aren’t kept
A receipt you snap is read to draft the record, and not stored — on our servers or in your browser.
Yours to take, or delete
Export your workspace, or permanently delete it, from Settings.
Read the privacy policy

08Questions

Good questions. Straight answers.

Closing balanceknown

Know where every peso is. Then put the phone down.

Start with one account — a bank, an e-wallet, the cash in your pocket. Veyra takes it from there.